With so many mortgages available, it is important that somebody is on hand to guide you through the process.
Acumen has been helping customers to obtain mortgages for over 20 years. As more and more companies now only deal on the telephone, we pride ourselves on seeing our customers face to face.
We have access to all mortgages available on the market, many of which are not available to those who go direct to the banks and building societies.First time buyers
Mortgages for First Time Buyers
Buying your first home can be confusing and stressful. At Acumen we will guide you through the process from start to finish. From making sure you can get a mortgage to receiving the keys, we’ll be there every step of the way.
Whether you are downsizing, upsizing, or whatever your circumstances are, we have the experience that counts. In a tough housing market it is important that you have an adviser on hand to discuss all of your options; from letting your existing property to bridging finance for short-term needs. Acumen can help every step of the way.
Our remortgaging experts are here to save you money by finding the best and most suitable deal for you. We will provide advice and support throughout the whole process and will ensure you qualify for any fixed rate mortgage or other deals before applying.
Why should I switch my mortgage?
Most people take a mortgage with a special introductory low rate. When this initial deal runs out, their monthly payment reverts to the lenders Standard Variable Rate. Now is the time to switch rate or lender and potentially save hundreds of pounds per month.
How can we help when you switch mortgage?
Find out if you could borrow more for home improvements; to repay credit or many other reasons. Often the new lower rate will mean that even though you borrow more, your monthly payments will not increase.
Choose a lender carefully
Our team of experts will ensure that you get the best advice on the most suitable lender for your needs.
Are you thinking of investing in a Buy-to-Let property? Speak to our experts about raising capital from your existing property to do so.
Buy to Let Mortgages
We are experts in finding the best Buy-to-Let mortgages for our customers. We have helped thousands of customers purchase an investment property, either as an individual or a limited company.
Whether you are purchasing your first Buy-to-Let property or adding to an existing portfolio, the right mortgage is essential to maximise your profit. The monthly mortgage payment will be your biggest loss, so let our Buy-to-Let experts help find the right Buy to Let mortgage for you.
Why choose Buy-to-Let as an investment?
- Low interest mortgage rates on savings accounts and other investments mean that the returns on property remain attractive.
- Lowest ever interest rates on Buy-to-Let mortgages mean the potential profits from Buy-to-Let properties rise.
- High rental demand from tenants across the country.
How can our Mortgage experts help you?
- We have access to a huge range of Buy-to-Let mortgages from Banks, Building Societies and Specialist lenders.
- We can search the market to help avoid large arrangement fees and high interest rates.
- We will make the process quick and easy, saving you time and money.
- We will match your specific circumstances with the most suitable lender and deal.
Raising capital from your own property is difficult at the moment. Whether you wish to raise funds for home improvements or to consolidate debt, we can assist.
As well as looking at a remortgage, we can advise on obtaining monies via a further advance from your existing mortgage provider or a secured loan from a second lender.
Your home may be repossessed if you do not keep up repayments on your mortgage loan or other debts secured upon it.